DIDI SEDDIK MOHAMED MOUAD; EL ADRAOUI FATIMA EZZAHRA; KHALOUKI HASSAN. The impact of owner-manager characteristics on the financing choices of Moroccan SMEs. African Scientific Journal, [S. l.], v. 3, n. 25, p. 1228, 2024. DOI: 10.5281/zenodo.13754412. Disponível em: https://africanscientificjournal.com/index.php/AfricanScientificJournal/article/view/866. Acesso em: 27 août. 2025.