OUMAIMA, E. R. .; ABDELHAMID, A. B. . Bank credit risk: What are the determinants of failure of Moroccan companies? Le risque de crédit bancaire : Quels déterminants de défaillance des entreprises marocaines ?. African Scientific Journal, [S. l.], v. 3, n. 3, p. 147 , 2020. DOI: 10.5281/zenodo.5535811. Disponível em: https://africanscientificjournal.com/index.php/AfricanScientificJournal/article/view/18. Acesso em: 28 avr. 2026.